Home Inspectors Liability Insurance protects home inspectors in claims arising from allegations of wrongful acts, errors and omissions in residential real estate inspections.
Virtually any individual residential home inspector or home inspection firm is considered. Even inspectors with no experience and new ventures. Coverage can be written in all states except Delaware and Washington, D.C.
In today’s litigious environment, anyone in business can be sued, and the lawsuits can be for a variety of reasons – from defects in products or services, to discrimination in hiring practices, or injuries from slippery floors.
Even if your business is not at fault and you win a lawsuit, you will incur costs to defend your business and yourself – and these costs could be considerable. Regardless of the result, your reputation can be irreparably damaged.
Fortunately, there are steps you can take to lessen your liability exposure, and The Hartford can help. As your general liability insurance provider who shares your desire to control costs, The Hartford can help you develop a cost-effective strategy to lessen your business’s exposure to litigation. However, should your business be sued, we also can guide you in ways to minimize the impact of the lawsuit.
Coverage described in this material may not be available in all states. The product descriptions are not a complete description of all terms, exclusions and conditions in the policy. Policy terms may be changed by the insurer from time to time, and the preceding descriptions are not intended to be relied upon by potential insureds. Brokers interested in any of the captioned products should request a specimen copy of the policy form itself for the precise scope and limitations of coverage. Issuance of coverage is subject to underwriting. U.S. risks placed with a surplus lines insurer must be placed in accordance with state and federal law. Surplus lines insurers do not generally participate in state guaranty funds, and insureds are not protected by such funds. All placements with surplus lines insurers are subject to underwriting by the insurer. The information contained herein is for general information purposes only and does not constitute an offer to sell or a solicitation. The product descriptions are not a complete description of all items, exclusions and conditions in the policy. Policy terms may be changed by the insurer from time to time, and the preceding descriptions are not intended to be relied upon potential insureds.
