Home Inspector Insurance Provider & Carrier

Insurance Created BY Home Inspectors, FOR Home Inspectors

E&O Insurance and GL Insurance

Get fully covered with both errors and omissions insurance and general liability insurance for home inspectors. By coupling these two insurance products together, home inspectors can rest easy knowing that they are covered by the most common claims against home inspectors.

Only 100% Dedicated Insurance Carrier, EliteRE

EliteMGA’s home inspector insurance is uniquely positioned to offer tailored coverage at competitive rates through their own insurance captive, EliteRE. EliteRE is the first and only insurance carrier 100% dedicated to the home inspection industry and designed with home inspectors in mind.

State Specific Insurance For Home Inspectors

EliteMGA has years of experience providing home inspector liability insurance in all 50 states. By law, certain states require a home inspector to carry insurance.

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Our Home Inspector Insurance Coverage

EliteMGA is 100% dedicated to the professional home inspector. We specialize in your specific needs:

Dedicated Carrier: We sell insurance. We do the billing. We settle claims! We have our own carrier for Home Inspectors! No nonsense dealing with a third-party insurance carrier – just us!
Support: Our team of in-house attorneys (led by the pre-eminent expert in Home Inspection, Joe Denneler) create the Risk Management tools (to keep you out of a claim) and manage the claims (once you have a claim).
We strive to have the most competitive rates in the market.
Experience: We have been serving home inspectors since 2007. Our experience counts in underwriting- writing business responsibly so as to ensure a product for inspectors for years to come.
Coverage Plans: We offer unique coverage – Whatever you need for your home inspection business we can provide.
Discounts: Group discounts for multiple inspectors.

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EliteRE, Only 100% Dedicated Carrier For Home Inspectors

EliteMGA has been a leader in providing home inspector business insurance and risk management for years in the Home Inspector industry but there was always one piece missing – Total Autonomy. Who knows the experience of inspectors better than a leading provider of insurance and risk management in the country? So, EliteMGA created a carrier just for Home Inspectors – EliteRE. What are the advantages of us owning our own captive?

Complete underwriting authority – we decide who to insure.
Absolute pricing authority – we decide the pricing.
Tailored Policy – we create the policy’s coverages to fit the needs of our inspector clientele.
Risk Management – we create the tools to keep you out of claims.
Absolute Claims Authority – we handle the claims in-house with our inspector’s best interest at heart.

Learn About Inspector Insurance EliteRE

State By State Liability Insurance Requirements Home Inspectors

What Are Your Home Inspector Insurance State Requirements

Group Discounts For Multiple Home Inspectors

Do you have multiple inspectors? We rate 2 inspector groups for the price of 1! Your business is growing and needs cash flow? We can add all inspectors mid-term for no additional cost until renewal. Do you have a large group of inspectors? Our group rates are SENSATIONAL!

Discounts Given For:

Accredited Association Memberships
Education Participation
Holding Additional Licenses (electrical, contracting, plumbing, HVAC, industry-relevant)
Software Use
Technology/Equipment Use (Cameras, etc)

Errors and Omissions Home Inspector Insurance

Errors and omissions insurance protects home inspectors in case their client files a lawsuit or claim based on financial damages caused by omissions or mistakes in the inspection. Errors and omissions will cover attorney fees, settlements, and any third-parties financial losses. EliteMGA’s errors and omissions insurance is powered by our own captive, EliteRE. Most states require home inspectors to carry errors and omissions insurance. However, even if your state does not require it, it is still a good idea to carry errors and omissions insurance. Learn more about errors and omissions insurance for home inspectors and the errors and omissions policy from EliteMGA.

Learn more about errors and omissions insurance

General Liability (GL) Home Inspector Insurance

Home Inspectors often experience claims in regards to property damage and personal injury to their customers or a third party. General Liability insurance for home inspectors protects you from these types of claims. Moreover, many home inspectors are required to furnish proof of coverage to enter a property. Additionally, if you have a location (office or shop), general liability insurance covers that location for third party “slip and fall ” public liability. EliteMGA’s general liability insurance for home inspectors is designed to cover residential and commercial inspectors, radon, mold, termite inspectors, green/energy auditors, and infrared thermographers. Our general liability insurance includes products and operations, medical payments, rented property or premises, and much more.

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What Customers Say About Our Home Inspection Insurance!

I had the pleasure of speaking with Ben Garrison at length about insurance and liability. I not only learned what to look for when I was comparison shopping, but I received an invaluable education as to what exactly I needed to be insured for. I can’t rate this experience high enough. For home inspectors there’s only one guy you should be talking to.

Juan de la Cruz

Easy to use, quick response, able to answer all of my questions and provide the E&O and liability insurance I need.

Steve C

So easy. Great source for E&O and General Liability business coverage. Highly recommend. Niccole, their Sr. Program Rep is knowledgeable, courteous, and helpful.

TJB

I have had my E&O Coverage with these folks for years and have been satisfied with their customer service. They have responded quickly when I have needed any documentation to provide to new clients, lenders, builders, real estate brokers, etc.

Randy Curtis

EliteMGA has been very responsive to my needs as a home inspector and the E&O Insurance cost is very competitive.

Steven Lawrence

By far the best E&O insurance for HI out there!

Andrian Kebalo

Best Home Inspectors E&O insurance out there. Super professional, very responsive and heplful. Ben Garrison is the man!

Vincent Giovanniello

I have had EliteMGA as my E&O insurance for the last 22 years. The customer service is fantastic! And I can’t complain about the rates either! Thank you for all you do!

Ryan Sims

Ben at Elite was so helpful walking me though the differences in insurance of my Inspection business. Elite has made home inspection insurance a 1-2-3 easy step process, highly recommend Ben and Elite for all there insurance needs.

Tony Tulich

I moved my Home Inspection insurance to EliteMGA. They covered all the process we are currently doing and what we plan to do at a great rate. It was super simple and easy.

Lee Ruble

Certified Home Inspector Association- Superior Home Insurance Insurance- EliteMGA

Certified Home Inspector Association- Superior Service Home Inspector Insurance- EliteMGA

Contact Us Today for a Free Home Inspector Insurance Quote!

Home inspector insurance can be especially confusing. Luckily, we can help you determine your needs and connect you with a program that fits your individual insurance requirements. Just give us a call today at 800-355-1185 or email us at inspection@eiipro.com, and our professional EliteMGA team will help in any way we can.

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