Articles

How to Grow Your Home Inspector Business: 10 Proven Tips for Inspectors

September 29, 2026

Congratulations. You’ve launched your home inspection business and taken the first step toward a profitable career. Now it’s time to grow your business, attract clients, and protect yourself with the right insurance. As EliteMGA, we specialize in insurance designed by inspectors for inspectors. With our in-house carrier, EliteRE, inspection warranties, and expert team, we…

Why Home Inspections are Important for Home Buyers

September 28, 2026

Home Inspector Information

Buying a home is one of the most significant investments you’ll ever make. While it’s an exciting journey, it also comes with challenges and uncertainties. Understanding the importance of home inspection is crucial in ensuring your investment is secure. This essential process offers valuable insight, helping you make informed decisions and protect your financial future.…

Home Inspections Still Matter: How to Convince Buyers

August 27, 2026

Home Inspector News

Home inspections used to be a given; buyers and sellers alike treated them as a standard part of every deal. During the pandemic-era housing boom, that changed: a wave of buyers waived their inspection contingency just to make offers more competitive in a market with almost no inventory. That trend has since reversed. As of…

Commercial Coverage for Home Inspectors

July 1, 2026

Ancillary Inspection Services

Why Residential Insurance Isn’t Enough When You Step Onto a Commercial Property As a home inspector, you know your residential E&O and General Liability (GL) policies inside and out. They protect you from the standard risks of evaluating single-family homes. But what happens when a local business owner asks you to inspect a multi-unit apartment…

Commercial Building Inspection Vs Home Inspection

June 30, 2026

Home Inspector News, Home Inspector Information

Commercial Building Inspections vs. Home Inspections: What’s the Difference? To the untrained eye, an inspection is an inspection. You walk the property, look for defects, and write a report. But for professional inspectors and real estate investors, commercial building inspections and home inspections are two entirely different animals. Whether you are a residential home inspector…

General Liability vs. Errors & Omissions Insurance for Home Inspectors

March 20, 2026

Home Inspector Insurance Requirements

Do home inspectors need both E&O and general liability insurance? In most cases, yes. E&O covers claims that you missed a defect or made an error in your report. General liability covers property damage and bodily injury during the inspection. Each policy excludes what the other covers, and many states, agents, and builders expect to…

Termite Insurance Coverage for Home Inspectors

February 19, 2026

Ancillary Inspection Services

Termites are a worst-case-scenario situation for most homeowners. They can stay well hidden and are difficult to diagnose; by the time they are found, they can already have inflicted devastating damage on a home and its integrity, plus left the inspector with a lawsuit summons and an upset client. Importance of Termite Damage Insurance Coverage…

Home Inspection Warranty Pricing Strategy: Charge More or Offer an Upgrade?

February 18, 2026

Inspection Warranty

As a home inspector, offering added value is key to standing out in a competitive market. A thoughtful home inspection warranty strategy not only enhances buyer confidence but also positions your services as the industry’s gold standard. One of the most effective ways to differentiate your services, and increase revenue, is by including or offering…

How to Handle Home Inspection Claims by Your Clients

January 21, 2026

Home Inspector News

Home inspection claims can happen even to the most careful inspectors. Understanding how to respond quickly—and knowing how your insurance coverage protects you—can make the difference between a resolved complaint and a costly claim. At EliteMGA, we believe claims prevention is just as important as claims management. That’s why EliteMGA, Inspector Claim Management (ICM), and…

Retroactive Insurance Explained For Home Inspectors

January 21, 2026

Home Inspector Insurance Requirements

All professionals are open to insurance claims, especially home inspectors. Ensuring your business is properly protected with Errors & Omissions (E&O) insurance is essential. Some claims may not be reported until months—or even years—after an inspection, which means home inspectors often need more than just an active policy. This is where retroactive insurance coverage…

Risk Management for Home Inspectors

September 23, 2025

Home Inspector Information, Home Inspector Insurance Requirements

Home inspectors play a vital role in real estate transactions by helping buyers and sellers make informed decisions. However, with this responsibility comes significant risk. A small oversight, a miscommunication, or even a client misunderstanding can quickly turn into a claim or lawsuit. That’s why risk management for home inspectors is essential—not just for…

Why Should Inspectors Offer An Inspection Warranty?

September 5, 2025

Inspection Warranty

The home-buying process is a whirlwind of emotions and anxieties. For the buyer, the biggest concern often lies in the unseen: what potential problems lurk beneath the surface of their dream home? Home inspectors, like you, are the heroes in this scenario, wielding their expertise to uncover hidden issues and guide buyers toward informed decisions.…

Top Claims Against Home Inspectors

September 4, 2025

Home Inspector News

Home inspectors face unique liability risks on nearly every job. There are several common liability claims against home inspectors, including: Roofing Damage Mold Problematic Plumbing Defects in the Foundation Water Damage Power issues HVAC Failure Termite Damage Flashing Failure These mistakes can lead to costly lawsuits, unhappy clients, and damage to your professional reputation. In…

Inspecting a Home Again: What Home Inspectors Should Know

June 30, 2025

Home Inspector Information

As a seasoned home inspector, you’ve likely encountered situations where you’re asked to re-inspect a home you’ve previously assessed. While seemingly straightforward, these scenarios present unique challenges and liability risks that demand careful navigation. It’s not just about glancing at previous fixes; it’s about understanding the legal, ethical, and practical implications of revisiting a property.…

Supreme Court of Alabama Sets the Standard for Proving Claims Against Home Inspectors

February 27, 2025

Home Inspector Information

The Professional Nature of Home Inspections Home inspection is a profession, not a service. It requires training, experience, and skill to be a professional inspector. While not every state requires licensing, all home inspections are a professional service performed using a recognizable standard of practice. In some states the standard is a statute or regulation…

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