Workers Compensation Insurance Coverage

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Worker’s compensation insurance coverage provides medical care and compensation when employees are injured on a  job.  Our seasoned staff at EliteMGA will happily provide you with the best worker’s compensation insurance coverage plan possible whether you’re a home inspector, radon inspector, energy auditor or perform mortgage field services.

Do I need Workers Compensation Insurance Coverage?

If you have employees,  yes.  Most states require workers’ compensation insurance coverage by law.  Not to mention, It’s the right thing to do too.  You may even be the one who gets injured on a  job.  Medical bills and expenses need to be paid and wages covered for you or your recovering employee.  With workers’ compensation insurance coverage,  you won’t pay out of pocket for your employee’s medical expenses or loss of income.  If your employee is injured you will not have to worry about lawsuits.  If you’re injured,  you won’t have to go to court and submit a personal injury case.  The insurance will take care of it.  So if an accident occurs on a  job site, you can rest assured knowing you have workers’ compensation insurance coverage.

Site Inspector

How Easy is it to Apply for Worker’s Compensation Insurance Coverage?

It’s very easy to apply for worker’s compensation insurance coverage.  All you need is your entire company payroll,  you’re specific classes of employees  (professional,  clerical,  etc.), and the payroll for each class of employee.  That’s it.  Call us at  800-355-1185 or email us.  We’ll send out an application and happily respond to any questions you may have about your application or anything else about worker’s compensation insurance coverage.

Home insection engineer

I had the pleasure of speaking with Ben Garrison at length about insurance and liability. I not only learned what to look for when I was comparison shopping, but I received an invaluable education as to what exactly I needed to be insured for. I can’t rate this experience high enough. For home inspectors there’s only one guy you should be talking to.

Juan de la Cruz

Easy to use, quick response, able to answer all of my questions and provide the E&O and liability insurance I need.

Steve C

So easy. Great source for E&O and General Liability business coverage. Highly recommend. Niccole, their Sr. Program Rep is knowledgeable, courteous, and helpful.


I have had my E&O Coverage with these folks for years and have been satisfied with their customer service. They have responded quickly when I have needed any documentation to provide to new clients, lenders, builders, real estate brokers, etc.

Randy Curtis

EliteMGA has been very responsive to my needs as a home inspector and the E&O Insurance cost is very competitive.

Steven Lawrence

By far the best E&O insurance for HI out there!

Andrian Kebalo

Best Home Inspectors E&O insurance out there. Super professional, very responsive and heplful. Ben Garrison is the man!

Vincent Giovanniello

I have had EliteMGA as my E&O insurance for the last 22 years. The customer service is fantastic! And I can’t complain about the rates either! Thank you for all you do!

Ryan Sims

Ben at Elite was so helpful walking me though the differences in insurance of my Inspection business. Elite has made home inspection insurance a 1-2-3 easy step process, highly recommend Ben and Elite for all there insurance needs.

Tony Tulich

I moved my Home Inspection insurance to EliteMGA. They covered all the process we are currently doing and what we plan to do at a great rate. It was super simple and easy.

Lee Ruble