When it comes to quality insurance for home inspectors in Arizona, there’s no better option than EliteMGA. Our clients are our highest priority. With over 30 years combined experience, our knowledgeable and friendly insurance agents help you to understand your home inspection business’ risks and the best way to cover those risks.  We are also very familiar with the AZ BTR’s requirements in regards to insurance certificates. We will guide you in making an informed decision to best protect your business. Whether you’re a home inspector, mold sampler, energy auditor, or mortgage field service professional, the need for superior insurance in Arizona (AZ) is inevitable. At EliteMGA, your home inspector Errors and Omissions and General Liability insurance will be combined into one cost-efficient and effective policy.

Arizona Board

Home Inspectors Insurance Minimums in Arizona

Home Inspector Errors and Omissions Insurance Requirements in Arizona

  • Licensed home inspectors in Arizona are required to carry no less than $100,000 in errors in omissions insurance per occurrence and $200,000 in aggregate.

For more information on becoming a home inspector in Arizona, visit InterNACHI’s AZ Home Inspector resource page.

Is E&O Insurance for Home Inspectors in Arizona Required?

The state of Arizona requires home inspectors to carry a minimum of $100,000 in errors and omissions insurance per occurrence and $200,000 in aggregate (annually) in order to apply for or maintain an active home inspector license. Carrying home inspector insurance that combines a free General Liability with the Errors & Omissions can not only differentiate yourself from your competitors but also protect your assets and business from potential liabilities. Unfortunately, Home Inspectors can’t predict the behavior of a home buyer who is making the biggest investment of his or her life.  What if the buyer has buyer’s remorse or finds something they “feel” you should have seen? What if you don’t test for EIFS, but the buyer didn’t realize it when they asked you to perform the inspection and now there are issues? All of these situations can lead to a financial burden on you and your business and having General Liability and E&O insurance is the solution and can give peace of mind.

Why Should I Choose EliteMGA for Arizona Home Inspection E&O Insurance?

At EliteMGA, we are dedicated to providing you with the best E&O insurance on the market as well as other important insurance coverages. Our specialized, experienced staff will work with you to understand your business and individual needs in order to construct the best possible insurance policy. Regardless if you’re a sole proprietor or a multi-inspector firm, we will work with you to tailor our policy to fit your needs. In addition to E&O and GL insurance policies, we also offer coverage for radon, lead paint, termite/WDI/WDO, pool & spa, septic/water testing, indoor air quality testing, EIFS/stucco, infrared thermography, mold sampling, rodent inspections, green building inspections, and much more.

With EliteMGA, there are never any hidden fees, taxes or financing costs. You can trust that our 30+ years of combined experience will help you get the E&O insurance you deserve in the quickest amount of time possible.