When it comes to quality insurance for home inspectors in Arizona, there’s no better option than EliteMGA. With over 30 years combined experience, our knowledgeable and friendly insurance agents help you to understand your home inspection business’ risks and the best way to cover those risks. We are also very familiar with the AZ BTR’s requirements in regards to insurance certificates. We will guide you in making an informed decision to best protect your business. Whether you’re a home inspector, mold sampler, energy auditor, or mortgage field service professional, the need for professional liability insurance in Arizona (AZ) is inevitable. At EliteMGA, your home inspector Errors & Omissions and General Liability insurance will be combined into one cost-efficient and effective policy.

Arizona Board

Arizona Home Inspectors Insurance Minimums

Arizona Home Inspector Errors and Omissions Insurance Requirements

  • Licensed home inspectors in Arizona are required to carry no less than $100,000 in errors in omissions insurance per occurrence and $200,000 in aggregate.

For more information on becoming a home inspector in Arizona, visit InterNACHI’s AZ Home Inspector resource page.

Is E&O Insurance for Home Inspectors in Arizona Required?

The state of Arizona requires home inspectors to carry a minimum of $100,000 in errors and omissions insurance per occurrence and $200,000 in aggregate (annually) in order to apply for or maintain an active home inspector license. Carrying home inspector insurance that combines a free General Liability with the Errors & Omissions can not only differentiate you from your competitors but also protect your assets and business from potential liabilities and financial losses. Unfortunately, Home Inspectors can’t predict the behavior of a home buyer who is making the biggest investment of his or her life. What if the buyer has buyer’s remorse or finds something they “feel” you should have seen? What if you don’t test for EIFS, but the buyer didn’t realize it when they asked you to perform the inspection and now there are issues? All of these situations can lead to a financial burden on you and your business and having General Liability and E&O insurance is the solution for peace of mind.

Why Should I Choose EliteMGA for Arizona Home Inspection E&O Insurance?

At EliteMGA, we are dedicated to providing your home inspection business with the best E&O insurance on the market as well as other important insurance coverages. Our specialized, experienced staff will work with you to understand your business’s risk management and individual needs to construct the best possible insurance policy. Whether you’re a sole proprietor or a multi-inspector firm, we will work with you to tailor our policy to fit your needs. In addition to E&O and GL insurance policies, we also offer business insurance coverages for radon, lead paint, termite/WDI/WDO, pool & spa, septic/water testing, indoor air quality testing, EIFS/stucco, infrared thermography, mold sampling, rodent inspections, green building inspections, and much more.

With EliteMGA, there are never any hidden fees, taxes or financing costs. You can trust that our 30+ years of combined experience will help you get the professional liability insurance and E&O insurance you deserve in the quickest amount of time possible.