When it comes to quality insurance for home inspectors in Delaware, there’s no better option than EliteMGA. Our clients are our highest priority. With over 30+ years of combined experience, our knowledgeable and friendly insurance agents will work with you to understand your business’ risks and the best way to cover those exposures.  With the litigious nature prominent today, we will guide you in making an informed decision to best protect your business. Whether you’re a home inspector, mold sampler, energy auditor, or mortgage field service professional, the need for superior liability insurance in Delaware is inevitable. At EliteMGA, your home inspector Errors and Omissions and General Liability insurance will be combined into one cost-efficient and effective policy.


Delaware Home Inspectors Insurance Minimums

Delaware Home Inspection General Liability Insurance Requirements

  • Delaware home inspectors or their employers are required to obtain a minimum of $250,000 Per Occurrence.

Delaware Home Inspection E&O Insurance Requirements

  • Delaware home inspectors or their employers are required to obtain a minimum of $50,000 Per Occurrence.

For more information on becoming a home inspector in Delaware, visit Home Inspection Requirements for Delaware.

Is E&O Insurance for Home Inspectors in Delaware Required?

First and foremost, the state of Delaware requires home inspectors to carry a minimum of $250k of General Liability insurance and a minimum of $50k of errors & omissions insurance to procure or maintain an active license. Beyond the requirements of the state, protecting your assets by carrying the proper insurance is the prudent thing to do. E&O insurance will protect you and your business from possible liabilities, your company’s reputation, and long extensive lawsuits. Remember, a lawsuit caused by an unfounded error or omission allegation is a time-consuming nuisance. Unfortunately, Home Inspectors can’t predict the behavior of a home buyer who is making the biggest investment of his or her life. So, don’t set yourself up for a financial burden because you don’t have reliable E&O protection. Have EliteMGA service your E&O insurance needs.

Choose EliteMGA for Delaware Home Inspector E&O Insurance

At EliteMGA, we are dedicated to providing you with the best Home Inspection E&O insurance on the market as well as other important insurance coverages. Our specialized, experienced staff will work with you to understand your business’s risk management and individual needs in order to construct the best possible insurance policy. Regardless if you’re a sole proprietor or a multi-inspector firm, we will work with you to tailor our policy to fit your needs. In addition to E&O and GL insurance policies, we also offer coverage for radon, lead paint, termite/WDI/WDO, pool & spa, septic/water testing, indoor air quality testing, EIFS/stucco, infrared thermography, mold sampling, rodent inspections, green building inspections, and much more.

With EliteMGA, there are never any hidden fees, taxes, or financing costs. You can trust that our 30+ years of combined experience will help you get the Delaware home inspection E&O insurance you deserve in the quickest amount of time possible.