When it comes to quality errors and omissions insurance for home inspectors, there’s no better option than EliteMGA. Our clients are our highest priority, and our knowledgeable and friendly insurance agents will work with you to understand your business’s specific needs to ensure you are armed with the best E&O insurance policy on the market. Whether you’re a home inspector, mold sampler, energy auditor, or mortgage field service professional, the need for superior E&O insurance in PA is inevitable. At EliteMGA, your home inspector Errors and Omissions and General Liability insurance will be combined into one cost-efficient and effective policy.
Pennsylvania Home Inspector Insurance Requirements
PA Home Inspectors Insurance Minimums
Home Inspector General Liability Insurance Requirements in Pennsylvania
- Minimum of $100,000 Per Occurrence with a $500,000 Aggregate
Home Inspector Errors & Omissions Insurance Requirements in Pennsylvania
- Minimum of $100,000 Per Occurrence with a $500,000 Aggregate with a maximum deductible of $2,500
Why Do I Need General Liability Insurance in the State of Pennsylvania?
First and foremost, the state of Pennsylvania requires home inspectors to carry a minimum of $100k E&O insurance to procure or maintain an active license. Beyond the requirements of the state, carrying home inspector insurance that combines General Liability and Errors & Omissions can not only differentiate yourself from your competitors but also protect your assets and business from potential liabilities and lawsuits. Operating as a home inspector without E&O insurance is like driving without a seatbelt. You might be the best driver on the road, but you don’t know who is on the road with you just like you can’t predict the behavior of a home buyer who is making the biggest investment of his or her life. Without the protection of E&O insurance, you’re taking a risk and potentially setting yourself up for a financial burden.
Why Should I Choose EliteMGA for Pennsylvania Home Inspector Insurance?
At EliteMGA, we are dedicated to providing you with the best E&O insurance on the market as well as other important insurance coverages. Our specialized, experienced staff will work with you to understand your business and individual needs in order to construct the best possible insurance policy. Regardless if you’re a sole proprietor or a multi-inspector firm, we will work with you to tailor our policy to fit your needs. In addition to E&O and GL insurance policies, we also offer coverage for radon, lead paint, termite/WDI/WDO, pool & spa, septic/water testing, indoor air quality testing, EIFS/stucco, infrared thermography, mold sampling, rodent inspections, green building inspections, and much more.
With EliteMGA, there are never any hidden fees, taxes or financing costs. You can trust that our 20+ years of combined experience will help you get the E&O insurance you deserve in the quickest amount of time possible.