When it comes to quality insurance for home inspectors in North Dakota, there’s no better option than EliteMGA. Our clients are our highest priority.  With over 30+ years of combined experience, our knowledgeable and friendly insurance agents will work with you to understand your business’ risks and the best way to cover those exposures.  We will guide you in making an informed decision to best protect your business. Whether you’re a home inspector, mold sampler, energy auditor, or mortgage field service professional, the need for superior liability insurance in North Dakota is inevitable. At EliteMGA, your home inspector Errors and Omissions and General Liability insurance will be combined into one cost-efficient and effective policy.

North Dakota Board

Home Inspectors Insurance Minimums in North Dakota

Home Inspection General Liability Insurance Requirements in North Dakota

  • There are no general liability insurance requirements for home inspectors per the State of North Dakota.

Home Inspection E&O Insurance Requirements in North Dakota

  • According to North Dakota Registration HB 1507, in order for home inspectors to be licensed and properly registered they must submit proof of errors and omissions insurance coverage in the amount of $100,000.

For more information on becoming a home inspector in North Dakota, visit InterNACHI’s ND Home Inspector resource page.

Why Do I Need E&O Insurance for Home Inspectors in North Dakota?

First and foremost, the state of North Dakota requires home inspectors to carry a minimum of $100,000 in errors and omission insurance in order to obtain or renew a home inspector license. Beyond the requirements of the state, protecting your assets by carrying the proper insurance is the prudent thing to do. E&O insurance will protect you and your business from possible liabilities, your company’s reputation, and long extensive lawsuits. Remember, a lawsuit caused by an unfounded error or omission allegation is a time-consuming nuisance. Unfortunately, Home Inspectors can’t predict the behavior of a home buyer who is making the biggest investment of his or her life. So, don’t set yourself up for a financial burden because you don’t have reliable E&O protection. Have EliteMGA service your E&O insurance needs.

Why Should I Choose EliteMGA for North Dakota Home Inspector E&O Insurance?

At EliteMGA, we are dedicated to providing you with the best E&O insurance on the market as well as other important insurance coverages. Our specialized, experienced staff will work with you to understand your business and individual needs in order to construct the best possible insurance policy. Regardless if you’re a sole proprietor or a multi-inspector firm, we will work with you to tailor our policy to fit your needs. In addition to E&O and GL insurance policies, we also offer coverage for radon, lead paint, termite/WDI/WDO, pool & spa, septic/water testing, indoor air quality testing, EIFS/stucco, infrared thermography, mold sampling, rodent inspections, green building inspections, and much more.

With EliteMGA, there are never any hidden fees, taxes, or financing costs. You can trust that our 20+ years of combined experience will help you get the E&O insurance you deserve in the quickest amount of time possible.