EliteMGA provides comprehensive Errors & Omissions (E&O) and General Liability (GL) insurance for home inspectors in New York. Our experienced agents will help you assess your business risks and combine E&O and GL coverage into a single cost-effective policy.
Whether you’re a home inspector, mold sampler, energy auditor, or mortgage field service professional, protecting your business is critical.
Required Minimum: $150,000 per occurrence with $500,000 aggregate
Protects your business from claims related to accidents or property damage during inspections
Not mandated by New York, but strongly recommended
Protects against claims from alleged errors, omissions, or negligence in inspection reports
Even if not required by law, carrying E&O insurance is a smart business decision. It protects your assets, reputation, and finances from potential lawsuits and claims. Home inspectors conduct many inspections per year, each with potential liability exposure. Combining GL and E&O coverage differentiates your services and provides full protection against financial risks.
EliteMGA specializes in insurance for home inspection businesses with 20+ years of combined experience. We offer:
Protect your business and get the coverage you deserve efficiently with EliteMGA.