EliteMGA provides top-tier Errors & Omissions (E&O) and General Liability (GL) insurance for home inspectors in New Mexico. Our experienced agents will help you identify and mitigate risks while offering a combined, cost-effective policy tailored to your business needs.

Whether you’re a home inspector, mold sampler, energy auditor, or mortgage field service professional, protecting your business is essential.

New Mexico Board

New Mexico Home Inspectors Insurance Minimums

General Liability Insurance

  • Required Minimum: $250,000

  • Protects your business from claims related to accidents or property damage during inspections.

Errors & Omissions (E&O) Insurance

  • Required Minimum: $250,000

  • Protects against claims arising from errors, omissions, or negligence in your inspection reports.

For more information on becoming a home inspector in New Mexico, visit Home Inspector Board Rules for New Mexico.

Is E&O Insurance for Home Inspectors in New Mexico Required?

Even with state-mandated insurance, carrying the proper coverage is critical. E&O insurance protects your business, reputation, and financial assets from potential lawsuits and claims.

Operating without adequate insurance exposes you to financial risk, as you cannot predict the behavior of a home buyer making a major life investment. Combining GL and E&O coverage differentiates your services from competitors while providing full protection.

Why Should I Choose EliteMGA for New Mexico Home Inspector E&O Insurance?

EliteMGA specializes in home inspection insurance with over 30+ years of combined experience. We offer:

  • Tailored coverage for sole proprietors or multi-inspector firms

  • Additional insurance for radon, lead paint, termite/WDI/WDO, pool & spa, septic/water testing, indoor air quality, EIFS/stucco, infrared thermography, mold sampling, rodent inspections, green building inspections, and more

  • Transparent pricing with no hidden fees or financing costs

Protect your business and get the coverage you deserve quickly and efficiently with EliteMGA.