When it comes to quality general liability & errors and omissions insurance, there’s no better option than EliteMGA. Our clients are our highest priority, and our friendly insurance agents will help you to receive the best E&O insurance you deserve. Whether you’re a home inspector, mold sampler, energy auditor, or mortgage field service professional, the need for GL and E&O insurance in Maryland (MD) is inevitable, so choose EliteMGA with insurance coverage limits ranging from $100,000 up to $1,000,000, and prices starting at $1,000 for the home inspector Errors and Omissions and General Liability insurance coverage.


Maryland Home Inspection Insurance Minimums

Maryland Home Inspection General Liability Insurance Requirements

In order to obtain a home inspection license in Maryland, you are required to hold a minimum of $150,000 in General Liability Insurance.

Maryland Home Inspection E&O Insurance Requirements

The state of Maryland does not mandate a requirement for home inspector Errors & Omissions Insurance.

Is E&O Insurance for Home Inspectors in Maryland Required?

First and foremost, the state of Maryland requires home inspectors to maintain a minimum of $150,000 of general liability coverage. Beyond the requirements of the state, carrying home inspector insurance that combines General Liability and Errors & Omissions coverage can not only differentiate you from your competitors but also protect your assets and business from potential liabilities, financial losses, and lawsuits. Operating as a home inspector without liability and E&O insurance is like driving without a seatbelt. You might be the best driver on the road, but you don’t know who is on the road with you just like you can’t predict the behavior of a home buyer who is making the biggest investment of his or her life. Home inspectors in Maryland conduct many home inspections per year; each of these inspections has the potential for liability exposure and can cause huge legal defense costs. Without the protection of Liability and E&O insurance, you’re taking a risk and potentially setting yourself up for a financial burden.

Why Should I Choose EliteMGA for Maryland Home Inspector E&O Insurance?

Our mission at EliteMGA is to provide your home inspection business with the best E&O insurance on the market as well as other important insurances. Our specialized, experienced staff will generate the best possible E&O policy plan for your business’s risk management. Whether you’re a sole proprietor or a multi-inspector firm, we tailor our policy to fit your needs. We offer business insurance coverages for radon, lead paint, termite/WDI/WDO, pool & spa, septic/water testing, indoor air quality testing, EIFS/stucco, infrared thermography, mold sampling, rodent inspections, green building inspections, and much more.