When it comes to quality general liability & E&O insurance for home inspectors in Oregon, there’s no better option than EliteMGA. Our clients are our highest priority. With over 30+ years of combined experience, our knowledgeable and friendly insurance agents will work with you to understand your business’ risks and the best way to cover those exposures. We will guide you in making an informed decision to best protect your business and we are familiar with the CCB’s requirements. Whether you’re a home inspector, mold sampler, energy auditor, or mortgage field service professional, the need for professional liability insurance in Oregon (OR) is inevitable. At EliteMGA, your home inspector Errors and Omissions and General Liability insurance coverage will be combined into one cost-efficient and effective policy.

Welcome to Oregon

Oregon Home Inspection Insurance Minimums

Oregon Home Inspection General Liability Insurance Requirements

  • As a licensed home inspector in Oregon, you are required to become either an employee or an owner of a CCB-licensed business. Each business must carry either a $300,000 or $500,000 liability insurance policy.

For more information on becoming a home inspector in Oregon, visit InterNACHI’s OR Home Inspector resource page.

Is E&O Insurance for Home Inspectors in Oregon Required?

First and foremost, the state of Oregon requires every home inspector business to carry either a $300,000 or $500,000 general liability insurance policy. Beyond the requirements of the state, protecting your assets by carrying the proper insurance is the prudent thing to do. E&O insurance will protect you and your business from possible liabilities, your company’s reputation, and long extensive lawsuits. Remember, a lawsuit caused by an unfounded error or omission allegation is a time-consuming nuisance. Unfortunately, Home Inspectors can’t predict the behavior of a home buyer who is making the biggest investment of his or her life. So, don’t set yourself up for a financial burden because you don’t have reliable E&O protection. Have EliteMGA service your E&O insurance needs.

Why Should I Choose EliteMGA for Oregon Home Inspector Insurance?

At EliteMGA, we are dedicated to providing your home inspection business with the best E&O insurance on the market as well as other important insurance coverages. Our specialized, experienced staff will work with you to understand your business’s risk management and individual needs in order to construct the best possible insurance policy. Whether you’re a sole proprietor or a multi-inspector firm, we will work with you to tailor our policy to fit your needs. In addition to E&O and GL insurance policies, we also offer business insurance coverages for radon, lead paint, termite/WDI/WDO, pool & spa, septic/water testing, indoor air quality testing, EIFS/stucco, infrared thermography, mold sampling, rodent inspections, green building inspections, and much more.

With EliteMGA, there are never any hidden fees, taxes, or financing costs. You can trust that our 30+ years of combined experience will help you get the general liability insurance and E&O insurance you deserve in the quickest amount of time possible.