When it comes to quality insurance for home inspectors in California, there’s no better option than EliteMGA. Our clients are our highest priority. With over 30+ years combined experience, our knowledgeable and friendly insurance agents will work with you to understand your business’ risks and he best way to cover those exposures. With the litigious nature prominent today, we will guide you in making an informed decision to best protect your business. Whether you’re a home inspector, mold sampler, energy auditor, or mortgage field service professional, the need for superior liability insurance in CA is inevitable. At EliteMGA, your home inspector Errors and Omissions and General Liability insurance will be combined into one cost-efficient and effective policy.
California Home Inspector Insurance Requirements
Home Inspectors Insurance Minimums in California
While the state of California does not currently require home inspectors to maintain insurance, per the state, California home inspectors must adhere to Chapter 338 of the California Trade Practice Act.
For more information on becoming a home inspector in California, visit InterNACHI’s CA Home Inspector resource page.
Why Do I Need General Liability Insurance in the State of California?
Regardless if your state requires E&O insurance or not, protecting your assets by carrying the proper insurance is the prudent thing to do. E&O insurance will protect you and your business from possible liabilities, your company’s reputation, and long extensive lawsuits. Remember, a lawsuit caused by an unfounded error or omission allegation is a time-consuming nuisance. Carrying insurance will differentiate yourself from your competitors and protect your assets and business from claims of negligence. Unfortunately, Home Inspectors can’t predict the behavior of a home buyer who is making the biggest investment of his or her life. So, don’t set yourself up for a financial burden because you had no E&O protection. Have EliteMGA service your E&O insurance needs.
Why Should I Choose EliteMGA for California Home Inspector Insurance?
At EliteMGA, we are dedicated to providing you with the best E&O insurance on the market as well as other important insurance coverages. Our specialized, experienced staff will work with you to understand your business and individual needs in order to construct the best possible insurance policy. Regardless if you’re a sole proprietor or a multi-inspector firm, we will work with you to tailor our policy to fit your needs. In addition to E&O and GL insurance policies, we also offer coverage for radon, lead paint, termite/WDI/WDO, pool & spa, septic/water testing, indoor air quality testing, EIFS/stucco, infrared thermography, mold sampling, rodent inspections, green building inspections, and much more.
With EliteMGA, there are never any hidden fees, taxes or financing costs. You can trust that our 30+ years of combined experience will help you get the E&O insurance you deserve in the quickest amount of time possible.