When it comes to quality insurance for home inspectors in Montana, there’s no better option than EliteMGA. Our clients are our highest priority. With over 30+ years of combined experience, our knowledgeable and friendly insurance agents will work with you to understand your business’ risks and the best way to cover those exposures. We will guide you in making an informed decision to best protect your business. Whether you’re a home inspector, mold sampler, energy auditor, or mortgage field service professional, the need for superior liability insurance in MT is inevitable. At EliteMGA, your home inspector Errors and Omissions and General Liability insurance will be combined into one cost-efficient and effective policy.
Montana Home Inspector Insurance Requirements
Home Inspectors Insurance Minimums in Montana
The state of Montana does not currently require home inspectors to carry errors and omissions or general liability insurance; nor, is there a state test to become licensed. However, home inspectors in Montana must adhere to the MT Trade Practice ACT (Chapter 14. Title 20), which was enacted in 1999. In addition, it’s always a good idea to protect yourself and your business with the proper insurance coverage.
For more information on becoming a home inspector in Montana, visit InterNACHI’s MT Home Inspector resource page.
Why Do I Need General Liability Insurance in the State of Montana?
Regardless if your state requires E&O insurance or not, protecting your assets by carrying the proper insurance is the prudent thing to do. E&O insurance will protect you and your business from possible liabilities, your company’s reputation, and long extensive lawsuits. Remember, a lawsuit caused by an unfounded error or omission allegation is a time-consuming nuisance. Carrying home inspector insurance that combines a free General Liability with the Errors & Omissions can not only differentiate yourself from your competitors but also protect your assets and business from potential liabilities. Unfortunately, Home Inspectors can’t predict the behavior of a home buyer who is making the biggest investment of his or her life. So, don’t set yourself up for a financial burden because you don’t have comprehensive E&O protection. Have EliteMGA service your E&O insurance needs.
Why Should I Choose EliteMGA for Montana Home Inspector Insurance?
At EliteMGA, we are dedicated to providing you with the best E&O insurance on the market as well as other important insurance coverages. Our specialized, experienced staff will work with you to understand your business and individual needs in order to construct the best possible insurance policy. Regardless if you’re a sole proprietor or a multi-inspector firm, we will work with you to tailor our policy to fit your needs. In addition to E&O and GL insurance policies, we also offer coverage for radon, lead paint, termite/WDI/WDO, pool & spa, septic/water testing, indoor air quality testing, EIFS/stucco, infrared thermography, mold sampling, rodent inspections, green building inspections, and much more.
With EliteMGA, there are never any hidden fees, taxes, or financing costs. You can trust that our 30+ years of combined experience will help you get the E&O insurance you deserve in the quickest amount of time possible.