When it comes to quality general liability & E&O insurance for home inspectors in Connecticut, there’s no better option than EliteMGA. Our clients are our highest priority. With over 30+ years of combined experience, our knowledgeable and friendly insurance agents will work with you to understand your business’ risks and the best way to cover those exposures. We will guide you in making an informed decision to best protect your business. Whether you’re a home inspector, mold sampler, energy auditor, or mortgage field service professional, the need for superior liability insurance in Connecticut is inevitable. At EliteMGA, your home inspector Errors and Omissions and General Liability insurance coverage will be combined into one cost-efficient and effective policy.
Connecticut Home Inspection E&O Insurance Requirements
Connecticut Home Inspectors Insurance Minimums
While the state of Connecticut does not currently require home inspectors to maintain insurance, per the state, Connecticut home inspectors must adhere to Chapter 400 F Sec. 20-49-2b of the General Statutes of Connecticut.
For more info on the requirements of being a home inspector in Connecticut, contact the Department of Consumer Protection, Licenses Service Division
Connecticut Home Inspector E&O Insurance Requirements
Whether or not the state mandates E&O insurance, carrying it is a prudent business decision. Errors & Omissions coverage protects you from claims of negligence, financial loss, and costly lawsuits that could arise from mistakes or omissions during home inspections. Without proper coverage, your business and reputation are exposed to significant risk.
Is E&O Insurance in Connecticut Required?
Connecticut law requires licensed home inspectors to complete a board-approved training program or internship with 100 supervised inspections, with the first 10 directly supervised. They must also pass a competency exam (NHIE accepted) and carry insurance for liability protection. Carrying both General Liability and E&O insurance not only safeguards your business and assets but also provides peace of mind while performing inspections.
Why Should I Choose EliteMGA for Connecticut Home Inspector Insurance?
At EliteMGA, we specialize in providing home inspectors in Connecticut with tailored insurance policies that combine E&O and General Liability coverage. Our experienced agents work with you to:
- Understand your specific business risks
- Ensure compliance with Connecticut Home Inspector regulations
- Offer cost-efficient, comprehensive coverage
- Include optional add-ons for specialized services such as radon, mold, EIFS/stucco, pool & spa, septic/water testing, and more
Whether you’re a sole proprietor or a multi-inspector firm, EliteMGA helps you conduct inspections confidently, knowing you’re protected. With over 30 years of combined experience, we ensure you get the insurance you need quickly and efficiently.