Washington, DC has no requirements for home inspectors to carry errors and omissions or general liability insurance. However, it is still a good idea to purchase home inspector insurance in DC. Many real estate agents and home sellers and buyers will require you to show proof of insurance before hiring your services or allowing you onto their property. It is common practice for home inspectors in DC to carry both errors and omissions and general liability insurance coverage.


What Insurance Should Home Inspectors Carry in Washington, DC?

It is important to protect yourself and your business from risk. Whether you are a new or seasoned home inspector in DC, it is always a good time to evaluate your home inspector insurance coverage and options. Carrying E&O insurance will protect you from lawsuits or claims based on mistakes that resulted in financial damages and cover your attorney fees and/or settlement amount. While general liability insurance will cover claims regarding property damage and personal injury. By choosing to carry both E&O and general liability insurance, you are choosing to fully protect your home inspector business. Claims against home inspectors can and do happen, so it is important to be prepared and have a trustworthy insurance partner at your side.

Why Choose EliteMGA for DC Home Inspector Insurance?

EliteMGA has cultivated a reputation for excellence in the home inspector insurance industry. Our number one priority is our clients. That is why we created the first-ever insurance carrier dedicated to serving home inspectors, EliteRE. Additionally, our expert and professional insurance specialists with over 30 years of shared experience will work with you to fully understand your business needs and create an insurance package with the best coverage tailored to those needs. Whether you are a sole owner or a multi-inspector business, EliteMGA has a home inspector insurance plan for you. EliteMGA also offers coverage on specialized home inspections including EIFS/stucco, pool & spa, termite/WDI/WDO, septic/water testing, radon, infrared, rodent inspection, infrared thermography, lead paint, indoor air quality testing, mold sampling, green building inspections, and more. There are never any hidden costs, fines, or financing fees from EliteMGA. Contact EliteMGA today to get your insurance policy started!