When it comes to quality insurance for home inspectors in Hawaii, there’s no better option than EliteMGA. Our clients are our highest priority. With over 30+ years of combined experience, our knowledgeable and friendly insurance agents help you understand your business’ risks and the best way to cover them.

With the litigious nature of today’s market, we guide you in making informed decisions to best protect your business. Whether you’re a home inspector, mold sampler, energy auditor, or mortgage field service professional, the need for professional liability insurance in Hawaii is essential. At EliteMGA, your home inspector Errors & Omissions (E&O) and General Liability (GL) insurance are combined into one cost-efficient and effective policy.

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Home Inspectors Insurance Minimums in Hawaii

While the state of Hawaii does not require home inspectors to carry errors and omissions or general liability insurance, home inspectors should do so to maintain a good reputation and protect themselves and their businesses. In addition, many local real estate boards and home inspector business associations require their members to meet certain insurance coverage standards.

For more information on becoming a home inspector in Hawaii, visit InterNACHI’s HI Home Inspector resource page.

Why Do I Need General Liability Insurance in the State of Hawaii?

Even if your state does not require E&O insurance, protecting your assets with proper coverage is always a wise decision. E&O insurance safeguards your business from potential liabilities, reputational harm, and lengthy lawsuits.

A lawsuit caused by an unfounded error or omission allegation can be time-consuming and costly. Home inspectors cannot predict the behavior of a home buyer making the largest investment of their life. Don’t risk financial exposure—EliteMGA can provide the reliable E&O protection you need.

Why Should I Choose EliteMGA for Hawaii Home Inspector Insurance?

At EliteMGA, we are dedicated to providing you with the best E&O insurance on the market as well as other important insurance coverages. Our specialized, experienced staff will work with you to understand your business and individual needs in order to construct the best possible insurance policy. Regardless if you’re a sole proprietor or a multi-inspector firm, we will work with you to tailor our policy to fit your needs. In addition to E&O and GL insurance policies, we also offer coverage for radon, lead paint, termite/WDI/WDO, pool & spa, septic/water testing, indoor air quality testing, EIFS/stucco, infrared thermography, mold sampling, rodent inspections, green building inspections, and much more.

With EliteMGA, there are never any hidden fees, taxes, or financing costs. You can trust that our 30+ years of combined experience will help you get the E&O insurance you deserve in the quickest amount of time possible.