When it comes to quality general liability and errors & omissions (E&O) insurance for home inspectors in Indiana, there’s no better option than EliteMGA. Our clients are our highest priority, and our knowledgeable, friendly insurance agents will work with you to understand your business’s risks and ensure you have the best combined General Liability and E&O insurance policy on the market. Whether you’re a home inspector, mold sampler, energy auditor, or mortgage field service professional, professional liability insurance in Indiana is essential.
Indiana Home Inspection Insurance Requirements
Home Inspectors Insurance in Indiana
Indiana Home Inspector General Liability Insurance Requirements
- As a home inspector in Indiana, you are required to carry a minimum of $100,000 in General Liability Insurance.
Indiana Home Inspector Errors & Omissions Insurance Requirements
- The state of Indiana does not require home inspectors to carry Errors & Omissions Insurance
Is E&O Insurance for Home Inspectors in Indiana Required?
Indiana requires General Liability insurance, but not E&O insurance. However, carrying both GL and E&O coverage is the prudent choice. E&O insurance protects against lawsuits from unfounded allegations, which can be time-consuming and costly. Home inspectors perform numerous inspections yearly, each with potential liability exposure. Without proper coverage, you risk significant financial burdens.
Why Should I Choose EliteMGA for Indiana Home Inspection Insurance?
Even if E&O insurance is not required, carrying both General Liability and E&O coverage is a smart decision. E&O insurance protects you and your business from potential lawsuits, financial loss, and damage to your professional reputation. Each home inspection carries liability exposure, and without adequate coverage, one claim could result in significant costs. Combining General Liability with E&O insurance ensures you are protected, sets you apart from competitors, and provides peace of mind while serving your clients.
Choosing the right insurance for your Indiana home inspection business is essential. General Liability and E&O insurance not only fulfill state requirements but also safeguard your business, reputation, and personal assets. With EliteMGA, you get tailored coverage that meets your unique needs—so you can focus on performing thorough, professional inspections with confidence.
With EliteMGA, there are never any hidden fees, taxes, or financing costs. You can trust that our 20+ years of combined experience will help you get the E&O insurance you deserve in the quickest amount of time possible.