Montana Home Inspector Insurance Requirements

When it comes to quality insurance for home inspectors in Montana, EliteMGA is your top choice. Our clients are our highest priority. With over 30 years of combined experience, our knowledgeable and friendly insurance agents will work with you to understand your business risks and provide the best coverage. Whether you’re a home inspector, mold sampler, energy auditor, or mortgage field service professional, the need for superior liability insurance in Montana (MT) is essential.

At EliteMGA, your Errors and Omissions (E&O) and General Liability (GL) insurance can be combined into one cost-efficient and effective policy tailored to your business.

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Montana Home Inspectors Insurance Minimums

General Liability Insurance:

Montana requires home inspectors to carry a minimum of $100,000 in general liability insurance.

Errors & Omissions (E&O) Insurance:

Montana requires home inspectors to carry a minimum of $100,000 in E&O insurance.

Even with these state minimums, it is highly recommended to carry higher coverage to fully protect your business against potential claims. For more information on becoming a home inspector in Montana, visit Home Inspector Requirements in Montana.

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Is E&O Insurance for Home Inspectors in Montana Required?

Yes. Montana requires home inspectors to carry both General Liability and Errors & Omissions insurance to register and operate legally. Beyond the state requirements, protecting your business with comprehensive E&O coverage is a prudent decision.

E&O insurance safeguards your business, assets, and reputation from potential liabilities and extensive lawsuits. Operating without insurance is risky, as home inspectors cannot predict the behavior of home buyers making one of the biggest investments of their lives. Combining GL and E&O insurance not only differentiates your business but also ensures peace of mind.

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Choose EliteMGA for Montana Home Inspector Insurance

At EliteMGA, we are dedicated to providing you with the best Home Inspection E&O insurance on the market as well as other important insurance coverages. Our specialized, experienced staff will work with you to understand your business’s risk management and individual needs in order to construct the best possible insurance policy. Regardless if you’re a sole proprietor or a multi-inspector firm, we will work with you to tailor our policy to fit your needs. In addition to E&O and GL insurance policies, we also offer coverage for radon, lead paint, termite/WDI/WDO, pool & spa, septic/water testing, indoor air quality testing, EIFS/stucco, infrared thermography, mold sampling, rodent inspections, green building inspections, and much more.

With EliteMGA, there are no hidden fees, taxes, or financing costs. Our decades of combined experience help you secure the coverage you need quickly and efficiently.

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